About Talking Settlement™


The Settlement News Network. We're talking settlement.

About Talking Settlement. John Darer, settlement expert,  master structured settlement consultant, settlement expert commentator,  about john darer,  structured settlement expert, sudden money advisor, settlement news network,  settlement news, settlement expert,  john darer structured settlements,  john darer settlement planning, certified financial transitionist,  John Darer CeFT,  4structures john darer,  john darer 4structures, master structured settlement consultant, certified structured settlement consultant

Last updated August 31, 2023

 ©4structures.com® LLC 2023. All rights reserved. Talking Settlement™ is a trademark of 4structures.com® LLC

Hi,  I'm John Darer, President of 4structures.com LLC and producer of Talking Settlement™ and the Settlement News Network blog.


The mission of Talking Settlement™ is to deliver high quality content on a broad spectrum of settlement topics featuring settlement, financial and legal experts from structured settlements, settlement planning, law, insurance, dealing with Sudden Money transitions,  the personal side of money, attorney fee deferred compensation for lawyers, structured attorney fees, trusts and elder law, Medicare Secondary Payer, mediations and much more.

My background

Settlement Expert commentator at Legal Broadcast Network from 2009-2016. Developed and produced content for over 75 video podcasts.

Conceived, wrote and produced 100 settlement topic related commercials

A. M. Best Client Recommended Structured Settlement Expert 2013-2023

John Darer® LinkedIn profile

Chartered Life Underwriter

Chartered Financial Consultant

Certified Structured Settlement Consultant

Master Structured Settlement Consultant

Registered Settlement Planner

Certified Financial Transitionist  (CeFT®)

Certified in Long Term Care

Sudden Money® advice

40 years of diversified financial services experience

Licensed insurance producer in NY, CT, NJ, AK, AL, AZ, CA, CO, DE, FL, GA, HI, IL, IN, KY, KS, LA, MA, ME, MD, MN, MO, MS, MT, NC, NE, NH, NM, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, WA, WV, VA, VT, and Washington DC.

Life settlement licensed in CT

President of 4structures.com® LLC     2000-present

President of Groove Financial Advisors, LLC

​                                                              2018-present

Senior VP of Sheerin Corp                   1995-1999

Executive VP JJ Winston Inc.               1989-1995

Northwestern Mutual Life                      1983-2009